Dreams Can Come True

I believe that dreams can come true. If really want something to happen in life and you keep dreaming of it then and striving for it, you can achieve it. I know that this is true because it has happened to me several times.

One time I had a dream to be a softball player. Even since I was little I wanted to play softball for a competitive team. I wanted to play a high level of softball, so I could play on a good team and be a great softball player like Jennie Finch. So far I have achieved my dream. I started at a recreational level and then began to work my way up. I am currently on a competitive softball team and made one of the top teams in my age group. I was able to get to this be pushing myself and knowing that I could make this happen if I just believed in myself and put my mind to it.

I have more dreams in life as well, now I want to play softball in college and keep playing as long as I can. As long as I try hard I should be able to accomplish this dream and make it come true. I am going to push myself and make myself work for it.

I am going to always do my best and try my hardest even when it gets tough. I am never going to give up on my dream because I would be giving up on myself.

I have given up on a dream before and I regret doing it because I would have loved to have accomplished that dream.

My dream was to become a professional barrel racer, and be as fast as the wind, I tried hard to be one, but softball got in the way. I always wanted to be a professional barrel racer when I was 5, but I wanted to be a softball player more, and so did the rest of my family, which didn’t really help me, achieve the dream I wanted first. Even though I did not achieve this dream I can still try later. I will always love to ride horses just not as much as softball.

Having two dreams to work for in life really helped me to see what I can do well and what I should continue doing in my young life. I hope that someday I will get to see my other dreams come true, because it is what I believe.

My dream becomes true.

Each one of us have their own dreams who want to achieve it. There is no easy thing in this world. We should work hard for it. But sometimes faith is trying to fool us, no matter how hard a person try he/she can also feel failures in it. But, this doesn't mean we should stop of dreaming.

      For me, I keep on dreaming for my future and actually I have a lot of dreams that I want to achieve like finding my collegiate and to have a good career in the dear future. To have an own car and support my brother in their education so that the burdens of my parents will be lessen. By the time comes, when I can build my own family. I can give my children a better food, shelter, cloth and the most important is education. To be honest, there's still none these dreams that I have mention comes true but I don't loose hope on it. I'm still young and there is still a long way to walk. As long as I have faith to God and work hard in order to achieve my dreams and one day my dreams can comes true. When I was a kid I have a dream of becoming a soldier for our country but as I grew old I realise that I just want to become a successful businessman or have a good career in the field of Multimedia Arts. Back in my elementary days, I have a dream of becoming a varsity player when I reach high school. Fortunately, In first year after finish the tryout I was one of those few selected to become varsity player although I was just a reserved player I was very grateful because there are only 3 first year player that have been selected.

      Dreams need a full support from friends and relative. A dreams can come true if it is in your destiny. Only God knows what is best for us. Failure makes a person more stronger and better. And if one day, a dream came true in our lives, we are blessed by the Lord and keep continue dreaming.

Dreams do come true. Everyone in their life has a dream or two or three. Finding the way to achieve your dreams, goals, and aspirations is an epic journey on its own. It takes discipline, determination, and self -exploration. This is the tale of the journey I am still currently on.

“I am blogging about my dreams and the people who helped make them true for the #AdviceThatMattered activity at BlogAdda in association with Stoodnt.”

                              IT returns

“I’m taking the #TaxPledge to file IT returns with the easy Income Tax efiling option from H&R Block at BlogAdda.”

1.       Is it mandatory for every person to file his return?

Every individual / HUF whose gross total income (‘GTI’) (i.e. income before availing any deductions like LIC, PPF, etc) exceeds minimum tax exemption limit of Rs. 200,000 is required to file return.  For example – your GTI for the FY 2012-13 is Rs. 250,000 and you have availed of the PPF deduction of Rs. 70,000 thereby resulting in net total income of Rs. 180,000. Although you are not liable to pay any income tax on Rs. 180,000, you are still required to file your return since your GTI exceeds Rs. 200,000.

Note: There is no minimum tax exemption limit for partnership firms and therefore, it is mandatory to file its return even if its total income is Rs 1. In case of loss from any source of income, it is mandatory to file the return in order to carry forward the said loss to the subsequent year and set it off against the subsequent year’s profit.

2.       Which documents substantiate the basis of your return?

The following documents are a must for preparing the return:

• Bank statement
• TDS certificates
• Tax Savings certificates – LIC receipts, PPF passbook, Mediclaim receipts, etc.
• Income statement enumerating income earned during the FY from all sources

3.       What is the pre-requisite for filing your return?

No person can file return without a Permanent Account Number (‘PAN’).  PAN is 10 digit alpha-numeric number issued by NSDL authorities in confirmation with Income Tax Department and is considered to be one’s identity proof in India.  In case of PAN – AAAPS8216Q, fourth alphabet (P) denotes the status of the person.  P stands for Personal, H for HUF, F for Partnership Firm and C for Company.  The fifth alphabet (S) denotes the surname of the individual, or surname of the Karta of the HUF, or the first alphabet of the firm or Company name, as the case may be.

4.        Is it mandatory to file your return electronically (‘e-filing’)?

An individual has the option to file his / her return manually or electronically.  However, an individual whose GTI exceeds Rs.  500,000 is mandatorily required to file his / her return electronically.  The same principle as explained in point no 1 with regards to GTI applies in this case also.  An individual can download the Excel utility of the applicable Income-tax return form (‘ITR Excel utility’) from the website –www.incometaxindiaefiling.gov.in and file the return electronically.  For example, if your GTI is Rs. 450,000, you can either file your return manually or electronically.  However, if your GTI is Rs. 500,000 or more you would have to file your return electronically.

5.       Which ITR Excel utility should you download?

The tax department has notified different forms for different persons as under:

• ITR 1 – Individuals having only salary income and interest income (salaried employees)
• ITR 2 – Individuals & HUFs having income from any source other than Income from Business
• ITR 3 – Individuals & HUFs being partners in firms and not carrying any business or profession
• ITR 4 – Individuals having income from Business or Profession
• ITR 4S – Individuals having income from Business or Profession and opting for special taxation scheme
• ITR 5 – Partnership firms
• ITR 6 – Companies

Depending on the sources of your income, you need to download the applicable ITR Excel utility.  In case you wish to file your return manually, the aforesaid forms can be purchased locally and can be filed with the local tax officer along with copy of previous year’s return acknowledgment.

6.       What are the pre-checks before uploading your return?

In order to have a hassle-free processing of your return, the following aspects should be checked:

• Name – it should match with the name printed on your PAN card
• Date of birth – it should match with the name printed on your PAN card
• Status – Whether you are an individual / HUF / Firm and whether you are a resident / non resident
• Address – it should match with the address as per your PAN card
• Email address and mobile no – It is the basis of communication from CPC (avoid mentioning Chartered Accountant’s email ID or the one which is not frequently used by you)
• Date of filing the return – Mention the date on which you upload your return
• TDS – Verify the total TDS credit in your name by downloading your Form 26AS from the website and claim credit equivalent to the credit available as per Form 26AS
• Bank details – Mention your existing bank account no, correct MICR code, IFSC code and bank branch details since refund, if any due, shall be credited only to this account
• No cut / paste – Avoid using cut and paste formula while filing the ITR Excel utility else it shall corrupt your Excel file.

Needless to mention that only correct and accurate figures and dates should be filled in to avoid any discrepancy while processing your return.

7.       How to file return electronically?

The first step in e-filing is to create an account by registering your self on the website at the link –https://incometaxindiaefiling.gov.in/e-Filing/Registration/RegistrationHome.html.  After downloading the ITR excel utility, it is to be filled in with the relevant details.  The file is to be then validated to check up for any errors using the ‘validate’ option.  Subsequently, an xml file is to be generated using the ‘create xml file’ option provided on the first page of your ITR excel utility.  This ‘xml file’ is then required to be uploaded on the website.  Uploading the return is a very quick process (less than a minute) unless there is a system breakdown which seldom happens.  (Detailed step by step procedure is available on the aforesaid website).

8.       Does uploading your return mean that your return for the year has been filed?

Mere uploading of the return does not mean your return for the FY has been duly filed.  Every person after uploading their return is required to take a print out of their return’s acknowledgment (ITR V), sign the same at the designated place (in blue ink only) and then send the duly signed acknowledgement via ordinary or speed post (not courier) to CPC, Bangalore (complete address is provided in the acknowledgment) within 90 days from the date of uploading of the return.  Once your duly signed acknowledgement is accepted at the CPC, Bangalore, you shall be intimated about the same via message and email and only then will your return be said to have been duly filed.

9.       What if you miss the July 31 deadline?

You can still file your return for the FY 2012-13 as a ‘belated’ income tax return till March 31, 2015 with interest on the tax amount (in case you are not liable to pay any tax, no interest will be levied).  However, it is to be noted that in case there is any loss which is to be carried forward to the subsequent years, it is mandatory to file the return in time ie July 31 or else the benefit of set off of loss against profits in the subsequent years shall not be available.

The aforesaid article shall not be 100% sufficient for any individual to upload his / her return all by himself but shall definitely help in acquiring knowledge and assist in planning as to how should you generally proceed to file your return to avoid unnecessary rush at the last minute.  So, all those who are liable to file their returns please do the needful before the July 31, 2013 due date.

           Benefits of writing IT returns

“I’m taking the #TaxPledge to file IT returns with the easy Income Tax efiling option from H&R Block at BlogAdda.”

The ITR Controversy of 2015

On 18th April government has notified the new ITR forms. Those new forms were opposed by various sections of businesses. The forms required detailed information from the taxpayer. It was so detailed that ITR 2 was of 14 page long. These were two point of contention from the new ITR forms.

1. In the ITR 2 and ITR 2A, you needed to give full details of foreign travel. the assessee would have to report passport number, the issuance place of the passport, countries visited, number of times such journeys made. In case of a resident taxpayer, the expenses incurred from own sources in relation to such travel should be also reported.
2. They assesse would have to furnish the number of bank accounts along with the account number, address, IFSC code, any possible joint account holder and balance in the accounts. It also included the dormant bank account.

After the uproar the finance minister Arun Jaitely immediately put these forms on hold. Now in the revised ITR forms you need to give only passport number and details of active bank account. You need not to mention the account balance. Also, This year government has extended the last date of  income tax return filing.

The Income Tax Return Of Salaried

Most of the income tax payers in the country is salaried. The employer deduct tax at source from the salary of employees. The employer takes care to the applicable tax of the employee. Therefore, most of you are not concerned about the payment of income tax. Since your employer do the taxation job, the filing of income tax return of salaried is easier.

Important Documents For Income Tax Return e-Filing

There are some documents which are required during e-Filing of income tax return.

The Importance Of Form-16

The salaried employees get form 16. This form 16 has the details of your income and TDS. The 80C deduction is also incorporated in the form 16. The government has prescribed a format of form 16. This form 16 is used to file income tax return. Please note form 16  is not required with the income tax return form. It is used only for reporting the income and tax details. It is a certificate of TDS from the employer to the employee. You should preserve it for any further query.

Form 16A

This is also a TDS certificate similar to form 16. But it is used for TDS other than the salary income. There are many payments other than salary which is given after the tax deduction at source. The certificate of this deduction is given in the form 16A. Form 16 is given annually while form 16A is given quarterly.

Form 26AS

Form 26AS is provided by the income tax department. It shows all the taxes paid against a PAN. This form incorporates the TDS details of form 16 and form 16A. You can verify the TDS on your payments through the form 26AS. Anyone can access his form 26AS through the income tax e-Filing website. The login ID and password of e-Filing is used to view the form 26AS. You can also see your form 26AS through the internet banking.

You should also have details of your bank accounts and passport number while you e-File the income tax return.

The ITR-1 Form For Salaried Taxpayer

Who Should Use ITR-1

You should use ITR-1 to e-File income tax return if your income for the assessment year 2015-16 (financial year 2014-15) includes:

• Income from Salary/Pension; or
• Income from One House Property
• Income from Other Sources (excluding winning from Lottery and Income from Race Horses) and does not have any loss under the head

Note:

You should also note that these conditions of ITR-1 is also applicable for the dependent spouse or minor child. As there income is clubbed with you. If wife or minor child is self dependent and filing her own income tax return, this clubbing rule is not applicable.

Who Should Not Use ITR-1

This Return Form should not be used by an Individual whose Total Income for the assessment year 2015-16 includes:-

a) Income from more than one House Property; or
b) Income from Lottery Winnings  or horse races; or
c) Income under the head “Capital Gains” ,e.g., short-term capital gains or long-term capital gains from sale of house, plot, shares and gold ; or
d) Agricultural income in excess of ₹ 5,000; or
e) Income from Business or Profession ;or
f) Loss under the head ‘Income from other sources’; or
g) Person claiming double taxation relief under section 90 and/or 91;or
h) Any resident having any asset (including financial interest in any entity) located outside India or signing authority in any account located outside India or
i) Any resident having income from any source outside India

How To e-File Income Tax Return Online

In this method of e-Filing the form is presented online. You fill the form and keep saving the draft. After the completion of form you have to submit it online. In this method you do not download anything. It is an easier process therefore It is listed asQuick e-File. Besides ITR-1, the form ITR-4S can be also filed through Quick e-File.

                                                       Idea's to Keep Baby's Skin Soft and Safe

“Pampers brings you the softest ever Pampers Premium Care Pants. Its cotton-like softness is #SoftestForBabySkin and allows it to breathe, thus keeping baby’s skin soft and healthy, and your baby happy. ”

Mother being the supreme lover, loves her child like nothing. A mother dissipates the clouds of darkness, and cause peace to return to our hearts when we are helpless in the wilderness life with her kind precepts and counsels. From the moment we are born till we are cradled in the chariot of death, we come across many relations. Some are just for time being, some are to betray you, some are to leave you alone when you need their presence the most, some are with you just because of your attributes and some are compelled to stick with you due to blood relation compulsion and restrictions. But, there is one being who surpasses the love, care and affection of anyone related to you and she is ‘The Mother’. The love of a mother has no match nor can one replace her love. A mother’s ageless love and care cannot be exemplified. When you were in her womb; she took every step so gently and carefully not to bother you from your deep sleep. 
A mother turns a house into a home and home is the initial school of a child. Mother is our best teacher and trainer. She never gives up training us to speak “Am’ma (Mamma)”. She walks by knees to help us in our first steps. She teaches us the behaviors lessons. She never gives up on us. Mother teaches us the philosophies of life. Mother is the instinctive philosopher whose philosophies help us in every walk of our life. She teaches us how to love, cherish, and respect who we are, and what it takes for us to become the adults we will one day be.
Just a few serious sunburns can increase your child’s risk of skin  later in life. Kids don’t have to be at the pool, beach, or on vacation to get too much sun. Their skin needs protection from the sun’s harmful ultraviolet (UV) rays whenever they’re outdoors.
Seek shade. UV rays are strongest and most harmful during midday, so it’s best to plan indoor activities then. If this is not possible, seek shade under a tree, an umbrella, or a pop-up tent. Use these options to prevent sunburn, not to seek relief after it’s happened.
So here are the some ideas to keep safe and soft skin of baby.
Idea 1:Cover up.
When possible, long-sleeved shirts and long pants and skirts can provide protection from UV rays. Clothes made from tightly woven fabric offer the best protection. A wet T-shirt offers much less UV protection than a dry one, and darker colors may offer more protection than lighter colors. Some clothing certified under international standards comes with information on its ultraviolet protection factor.
Idea 2: Get a hat.
Hats that shade the face, scalp, ears, and neck are easy to use and give great protection. Baseball caps are popular among kids, but they don’t protect their ears and neck. If your child chooses a cap, be sure to protect exposed areas with sunscreen.
Idea 3:Oil Massage.
Babies are most happy after getting good massage followed by hot water shower. Massaging well is very important for baby’s growth and glow of the skin. It is very important that baby massage oil is made of healthier ingredients which give strength to the baby’s muscles and bones. Its texture should be smooth too for his delicate skin. I would recommend a soft baby massage oil as very important element in keeping his skin smooth and soft.
Idea 4:Apply sunscreen.
Use sunscreen with at least SPF 15 and UVA and UVB protection every time your child goes outside. For the best protection, apply sunscreen generously 30 minutes before going outdoors. Don’t forget to protect ears, noses, lips, and the tops of feet.
Idea 5: Using Pampers 
Pampers is very soft. Mother want to use Softest diapers and I must say PAMPERS are softest for baby’s skin, hence preferred by mothers all over the world. It is very important to keep baby’s bums dry and smooth as his skin is unable to bear even slightest of harshness. Skin’s health is best maintained by soft and dry diapers because our baby’s skin is smooth, soft and highly delicate which needs that extra care and attention. This is provided by Pampers  care pants surely.

                                                How to Keep Baby Skin Soft and Safe

“Pampers brings you the softest ever Pampers Premium Care Pants. Its cotton-like softness is #SoftestForBabySkin and allows it to breathe, thus keeping baby’s skin soft and healthy, and your baby happy. ”

The bond between parent and child is one of the strongest connections in nature. Romances come and go, but once you've bonded with your baby you're probably hooked for life.
The love you feel for your child is a basic part of your make-up. Whether you're a mum or a dad, an adoptive parent or a step-parent, you're primed to form strong bonds with your child. And your child is equally ready to connect with you. 
Over the years, scientists and child development experts have uncovered fascinating details about the connection between parents and children. Their findings help explain why babies are so addictive and why we deeply love our children when they get older, tantrums, arguments and all. Your bond with your child will change over the years, but its strength never fades.
Nothing can come close to the love that a mother feels for her children. Most women are inherently excellent mothers. Women carry their young before they are born and then continue to nurture them throughout their childhood and even into adulthood. Mothers make sure that their children are safe and happy throughout their childhood. It is the unconditional love that a mother feels that drives these feelings. It is hard to describe the feeling that a mother has towards her children. In fact, most people do not understand unless they become a mother themselves. Raising children comes with its own share of frustrations, from the needy new born baby that requires regular care to the sullen teenager, a mother's job is anything but easy. A famous saying states that "God could not be everywhere and so he invented mothers", these words are a great inspiration to mothers across the world. When all is well, a mother puts her children before anything else, including their own comfort and happiness.
Mothers give an awful lot of support to their children, whether it involves very visible support or simple background encouragement. Not only do mothers support their children, but they also often hold the whole family structure together. This role is not always plain sailing. A mother can also be upset or hurt. Remember that a mother often takes the fallout for the toddler tantrums and the teenage angst. Despite this, mothers, generally, will love their children no matter what they do.
Mothers are meant to be the cheerleaders of their kids, sometimes in loud and visible ways, sometimes in sublet or unspoken ways in the background. Mothers are often the backbone of families. Mothers job is not always an easy one. Mothers have to make sacrifices. Mothers can have their hearts broken. Mothers must be the conscience of young children and are often the brunt of their anger and pain as they grow into adulthood. The great thing about mothers is that they usually understand and love their kids anyways.
Every year there is a day set aside to celebrate the role of a mother. Unsurprisingly, the day is called Mother's Day. This day is a great opportunity for children of all ages to show their appreciation for the work of a mother. Gifts and cards, often handmade with care, are given as a sign of love.
Describing a mother's love is virtually impossible. It is a feeling that can only truly be understood by those that experience it. In time, a mother's daughters will grow up to be mothers themselves.
Never underestimate the influence that a mother has over a child. It may not always appear this way, but children look to their mother for guidance on how they should deal with situations.

 Hear are the some ideas to keep baby skin soft and safe
1: Oil massage
It is  most important  to keep baby skin soft. Regular oil massage to baby will keep baby skin very soft.

2: Soft baby mattress 
The softer the mattress, happier the baby. A baby spends long hours on mattress, of course after her mother’s lap which is softest of all. So it is very important that mattress is made of pure cotton or of some delicate fiber which is very soft on baby’s skin so that he enjoys being on bed and gets sound sleep and fun filled play time. Nowadays you get very soft and cuddly mattresses which keep the babies happy & healthy and are soft on baby’s skin too. After remaining secure in mother’s womb for so long, it is important that he feels the same warmth and snug when he is out of it. Here mattress has to provide that comfort.

3: Use of good Blanket
Baby needs to remain warm and snugly all the time so that he gets attuned to the atmosphere outside his mother’s womb soon. Here soft baby blankets are very important, nowadays we get very soft, delicate and cost baby blankets which should be on every new mother’s wish – list. Blanket should be made of extremely soft and hygienic material as it maintains direct touch with baby’s soft skin. It is very important that very proper selection is done of the blanket for your darling baby.
Most importantly mothers too should keep their hands moisturized and wear cottony comfy clothes for the comfort of the baby.

4: Use of soft bed
Bed should be soft of the baby. We should select as smooth as possible bed.

5: Use of Pampers
Pampers which makes baby bums smooth and soft. It is most popular diaper for baby and good quality too. It will keep baby skin soft and safe.  And also long lasting because of its layer techniques.

                                                    LG NEXUS 5X

“I am participating in the #ChampIsBack activity at BlogAdda.“

All of the big nationwide carriers offer Android phones, as do many of the smaller, regional carriers. And, sometimes, selecting a carrier is more important than selecting a phone. After all, the most expensive, best-reviewed Android phone isn't going to do you any good if its carrier's service doesn't work well where you need it most.
Even the big nationwide carriers have dead spots in their coverage areas, and if one of those dead spots is where you live, you're out of luck. So before you get your heart set on a specific Android phone, find out which carriers will work best for you. You can do this by asking around -- find out which phones your friends, neighbors, and co-workers are using.
You should also ask your carrier about a trial period when you buy a phone. When you buy a phone, you typically sign a lengthy service contract in order to get a discounted price on the handset. But you may be able to negotiate a 30-day trial period as part of that contract, so that if the phone doesn't work where you need it to, you can get out of your contract.
Because Android phones are made by a variety of manufacturers, you have a variety of options when selecting a handset. That means that you can choose one that fits your needs. One of the most important things to consider when looking at a phone's design is whether or not it includes a full keyboard. Many of today's Android phones are touch-screen-only devices, and while they may look cool, they're not always as usable as their keyboard-equipped counterparts. A full QWERTY keyboard can add a bit of bulk to the phone, especially if it's a keyboard that slides out of sight when you're not using it, but that can be worth the convenience that comes with having an actual keyboard to type on.


Security:
Security is the important part of smartphone if security is not there any one can access your private data. But now it is not possible in LG Nexus %X because of finger print detection which is pleased backside of the device.And no need to worry about security of it be no one can unlock your phone without your permission to do so. It is highlight feature of this phone.Your Nexus is quicker and more secure with a fingerprint sensor. Placed on the back of your device to complement the way you naturally hold it, Nexus Imprint will turn on your screen with one touch, unlock your apps quickly and easily, and let you breeze through checkout lines. And, by incorporating measurements each time you use it, Nexus Imprint gets smarter with every touch.

Camera:
Camera quality which is excellent and flash also available in this and rear camera also there. Camera quality is very good it give clear pictures if there is not much light also by using its flash it will give clear pictures. The best all-around camera we've ever put into a Nexus shines in low-light conditions. Its larger 1.55μm pixels capture more light even in the dimmest conditions to produce stunning details and sharp images. With a faster Google Camera app, you'll never miss a moment, and with the smart Google Photos app, your memories are easy to relive and always at your fingertips.

Organized photo:
 Now no need to carry all your memory photo in your mobile and waste space of your mobile. By using google photo we can save any number of photo,  and easily can access though the internet. It is easy also to organize photo by peoples name. which makes easier to find photo if there is large number collection of photos. By using google photo we can access photos any where any time.Google Photos is a new way to store, search, and share all your photos and videos. Store an unlimited amount of photos and videos at high quality for free, and access them anywhere. Automatically organized and searchable by the people, places, and things in them, your memories are always easy to find and share.